Posted on 06/04/2013 7:23:56 PM PDT by endthematrix
Had a interesting conversation with an IL Blue Cross Blue Shield who is working in DC on Obamacare. I was more frustrated that he was talking so calmly about the fact that states will not form the exchanges and will look to the Feds..."Single-payer?" "Yes." "That's not being explained in the media!" "It's not being released as yet" Even progressive states like Colorado can't do it. Since some states totally can't transition, the states will look to the Fed.
Also since the any shopping portal will have to be developed by the carriers...only large Corporations like Blue Cross will survive. I was confused on that part. As to my situation individual funded. The premiums will DOUBLE. The exchange will raise 15%. In my case I may get a subsidy, "after the IRS asks what my prayers are about," I said. "Heh?"
I knew this was happening...but it is just creepy to live it.
My brother sells insurance here in WI - our state did not take the fed money to do the exchanges. He told me the other day that he will start “open enrollment” in the federal exchanges in October of this year. So yes it is happening.....
Not all Blues plans will survive. IL is part of a group that owns IL, NM, OK, TX (and soon another state). Yes, they’ll survive as they are one of the largest groups in the country even though they only cover 4 (5) states. The single state Blues may have to jump on board with them or find others to join up with. United and Aetna will survive as well.
That other state MT?
Blue Cross Blue Shield will be perfect for Obamacare. They are lousy.
How many will comply? How many will be totally pissed off at the tyranny of their own .gov? I would not want to be a gov employee when they do the clamp down. Their neighbors know who they are.
Yes. I work for them. They are under the corporation name Healthcare services corporation or HCSC. The CEO, Pat Hemingway Hall takes credit for working closely with Obama on the law. The headquarters is in Chicago.
Which group number are you in? Our call center is tops in customer service :)
The socialist medicine law that the Dems crammed down America’s throat was predominantly about conglomerating all healthcare under a few insurance carries (large enough and influential enough and crony enough to survive the change) and healthcare providers under a few enterprises.
Then, once that conglomeration has taken place, they will simply put the bureaucracies in charge.
Healthcare in the US will look more like corporate fascism under Mussolini.
You couldn’t make this stuff up before BHO was on the scene. Elections have consequences.
“That’s not being explained in the media!”
What Media?? There is no media.
We will suddenly be told this is all the Insurance Companies fault, stand by.
And the “Stupid People will eat it up” and O has nothing to do with it.
Years ago, my father had an employee who was never sick a day in his life and was employed with him for years. One day he had a heart attack. He wasn’t that old either. Blue Cross/Blue Shield wanted to pay $7.95. Enough said except my father never used them again.
Was it a PPO policy?
What was the patient responsibility?
If they hadn’t met the deductible, benefits usually are not available. It may also have been subject to a pre existing waiting period.
If they went in or out of network would also be a factor.
If it was a PPO policy and deductible and out of pocket expense was met, and they went in network, it would generally be covered at 100%
I’m not sure, but I think you may be correct.
FWIW ... while Pat has worked with Washington on Obamacare, she has never been a big fan of it. HCSC’s focus is on positioning themselves to stay solvent under Obamacare.
BUMP!
Oregon can’t do it...
Sounds like an Allstate Home Owners Insurance settlement for a total loss.
Enter in one Jonathan Gruber....
(Oh and the Marketplace is open)
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