I still remember what my dear Mother told me as a child, “There is always someone better off than you and there is always someone worse off than you”.
It is human nature to focus on the negatives in our lives while taking for granted the positives. You have Family, many people are alone. You have a home, many people are homeless. You have an education, many people are ignorant (Obama supporters for example). You have a love of writing, many people have no imagination or skill in expressing their thoughts on paper.
I could go on, but you are looking for answers. I am Married, my Wife deals with Depression, which means I deal with her Depression as well. From my experience, I would suggest that you deal with that situation sooner than later. You stated that you are on some Medications. It may be time to get reevaluated to see if the Medications are still effective.
My Wife has done that and has shown some improvement. As we get older, our Metabolism changes and Drugs that helped at one time become ineffective. It happened with my Blood Pressure Meds, and it happened with my Wife's Drug Therapy.
As far as the Financial situation, step away and look at your household Budget as if you were helping someone else with their situation. You have to be objective, looking at what is necessary versus what is a choice. When all else fails, listen to Dave Ramsey.
Well, that's all I can think of right now. Just something to chew on. I have been dealing with Leukemia for the past seven years and I am halfway to what my Oncologist suggested would be my expected demise.
I have two choices, I can wake up every day and be upset and depressed, Xing out the days on the Calendar in my countdown to doom, or I can wake up every day and think how lucky I am to be able to see, hear, smell, taste, feel and interact with others.
In fact, I am lucky because you decided to Post something on Free Republic and I have a chance to respond and share some of my experiences that may, or may not, lift your spirits. You are lucky because you just shared your situation with people you will probably never meet in person but who care enough about you to reply. You are never alone when you're a FReeper. We are Family, whether we agree or not. I'm not a Religious person, but rest assured you are in my Prayers.
As they say, this too will pass. The worst that could happen is never the worst that can happen. Your Blessings outweigh your problems, you just have to open your eyes wide enough to see it. God Bless you and your Family.