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Here Come The Fed: Home Sales Drop More Than Expected, Mortgage Purchase Applications Drop Too
Confounded Interest ^ | 07/25/2012 | Anthony B. Sanders

Posted on 07/25/2012 8:07:56 AM PDT by whitedog57

For June, home purchases decreased to a 350,000 annual rate, down 8.4 percent from the prior month and the weakest since January, the Commerce Department reported today in Washington. The forecast was for 372,000 units, a big swing and a miss. The decline was led by a record 60 percent plunge in the Northeast.

And 350,000 units is down from the upwardly revised number of 382,000 for May.

The Mortgage Bankers Association released their weekly mortgage application indices this morning. As I mentioned to Lori Rothman on Fox Business last week, the MBA Purchase Index is an important index to watch. It dropped -3.22% last week.

Mortgage purchase applications remain in the same rut since May 2010.

So, despite record low mortgage rates, the housing market remains in purgatory.

On the sunny side, mortgage refinancing applications rose +1.83% continuing the long wave of refis that started in 2011.

If the GDP report comes out on Friday lower than 1.5% for Q2, watch for The Fed to do something like a QE3 or more Twist.

Of course, with M2 Money Velocity at its lowest point since Ike (actually LOWER than Ike), it is hard to imagine that it will do any good.

(Excerpt) Read more at confoundedinterest.wordpress.com ...


TOPICS: Business/Economy; Government; Politics
KEYWORDS: bernanke; fed; housing; mortgage
This guy never seems to agree with the housing hucksters like Mark Zandi.
1 posted on 07/25/2012 8:08:10 AM PDT by whitedog57
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To: whitedog57
....and I read last week that BofA has over a million mortgages on the books that are 2 or more monthly payments in arrears.
2 posted on 07/25/2012 8:16:58 AM PDT by spokeshave (The only people better off today than 4 years ago are the Prisoners at Guantanamo.)
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To: whitedog57
He needs to go and we need not hire another of his Ilk !

No Democrat should ever be entrusted again to do the Right thing for our Country or our Civilization

3 posted on 07/25/2012 8:30:14 AM PDT by ATOMIC_PUNK (Any man may make a mistake ; none but a fool will persist in it . { Latin proverb })
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To: spokeshave

“BofA has over a million mortgages.....”

Linky?


4 posted on 07/25/2012 8:30:43 AM PDT by mo (If you understand, no explanation is needed. If you don't understand, no explanation is possible.)
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To: mo
from Orange County real estate news....Bank of America has one million customers who missed at least two payments

long article with data and graphs here....:

http://ochousingnews.com/news/bank-of-america-has-one-million-customers-who-missed-at-least-two-payments

and here: http://www.foreclosureradar.com//california-foreclosures

5 posted on 07/25/2012 9:11:39 AM PDT by spokeshave (The only people better off today than 4 years ago are the Prisoners at Guantanamo.)
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To: spokeshave

tnx for the links!


6 posted on 07/25/2012 10:00:33 AM PDT by mo (If you understand, no explanation is needed. If you don't understand, no explanation is possible.)
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